If homebuying wasn’t confusing enough, there’s a sprinkle of maths calculations every now and then… ditch your phone’s calculator and excel and use our homebuying calculators to work out essential information like how much you can borrow, what your loan to value is and your likely mortgage repayment amounts.
How much can I borrow calculator
Whether you're looking to buy your first home, or upgrade to a larger one, our borrowing calculator will give you a rough idea of how much mortgage lenders might give you.
Use this calculator to work out what your homebuying budget will be.
Loan to value (LTV) calculator
The mortgage rate you'll be offered will depend on the amount you're borrowing as a percentage of the value of the property you're buying. The lower your loan to value (LTV for short) percentage the better mortgage rate you'll be able to get.
Use this calculator to work out what your loan to value will be.
Stamp Duty calculator
Stamp duty is the tax you’re required to pay whenever you buy a property. The amount you'll need to pay depends on the value of the property you're buying, whether you're a first time buyer and where in the UK the property is.
Use this calculator to work out what your stamp duty bill will be.
Mortgage interest calculator
If your mortgage interest rates change so will the amount you need to repay each month. Interest rate changes typically happen when your mortgage offer expires, your fixed rate term ends or when you're on a variable rate mortgage.
Use this calculator to work out how your mortgage payments are impacted by interest rate changes.
Mortgage repayment calculator
A big part of budgeting for buying a home is knowing what you'll need to pay each month for your mortgage (hint: it'll probably be cheaper than renting).
Use this calculator to work out how much your monthly mortgage repayments will be.